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[email protected] Santander Life continues to be the main contributor in new client growth due to the success of the Meritolife program of this product and the digital onboarding process of current account openings. The total number of Life clients as of March 2023 increased 17.3% YoY and in the first quarter 2023 Life opened 47,784 current accounts reaching a total of 1,145,750 clients. Santander Life clients are quickly monetized and have a high NPS score throughout the incorporation process. Good morning, everybody and welcome to Banco Santander’s Conference Call to Discuss Our Financial Results for the Third Quarter of 2022. Just as a reminder, by the results report and presentation we will be following today are available to you on our website. I'm joined here today by our CEO, Mr. Jose Antonio Alvarez and our CFO, Mr. Jose Garcia Cantera. Following their presentations, we will open the floor for any and all questions you may have in the QA session. More Help.

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First Name, Last Name:	Donald James
Postal address:	3223 Juniper Drive, Twining, 48766, United States
Tropical zodiac:	Cancer
Company:	Sun Television and Appliances
Occupation:	Landscape designer

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